A Neobank that helps you;

Get quick access to affordable credit

Build your credit score

Unlock valuable financial insights


The 1st waitlist is closed.
The 2nd waitlist opens 20th November! Join now!


Be more than smart. Be neowise.


Say bye to month-end worries

Get money transferred instantly on your Neowise Early Access Card


Pay with Neowise Early Access Card

Make seamless payments anywhere online or swipe offline at your favorite local stores or ATM!


Enjoy financial wellness

Analyze and understand how you spend your money, and make wiser decisions!


Join the 2nd waitlist

The Neowise app is being rolled out in phases for the users in our waitlist. 
The 2nd waitlist users will start getting the app from 20th November. Join now!

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We don’t believe in ‘too many questions’.


Does this mean my credit score is not important?

We cannot stress enough on how important your credit score is. However, we do not judge you for a low credit score or not having one. We aspire to help you build your credit score using our easy credit instruments and grow with you in the process.

Are you a bank?

No. But we work with banks and NBFCs to do all the boring paperwork stuff. So you get only the fun parts of our financial services.

How much credit can I get?

We can give you Rs 1,000 - Rs 20,000. Think of it as a little extra on your salary, which you can return any time up to 12 months.

What about my credit score?

If you don't have a credit score at all and lack a credit history, that's perfectly fine with us and we would love to be your first credit instrument! So go ahead and apply!
However if you have a "Low" credit score due to delinquencies or delays in past payments or unhealthy credit usage, there is a chance you may not be approved for the Neowise Credit Line.

What documents do I submit?

Two things: A six-month bank statement, and some basic personal docs to complete your KYC online in minutes. (Don’t worry, we won’t ask you any embarrassing or unnecessary questions).

Why should I trust you?

We have a sophisticated system in place that ensures all transactions and personal details are 100% secure. (It wasn't easy but we did it just for you!)

How long does the sign-up process take?

The entire process — from onboarding to verification to getting a credit line — takes only a couple of hours. Don’t even bother getting off the couch.

I have a credit card. Why do I need you?

Well, unlike credit cards, this card is free for life. We charge extremely low interests on the amount you borrow and a small processing fee, and nothing else. Plus we offer the best financial management tools, and some super cool card controls within the App. Beat that credit card!